Hassan & Hassan LLP
Closing costs, made clear.
A home purchase is more than the price on the agreement. Land transfer taxes, HST treatment, deposits, adjustments, legal costs, and financing can change the amount due at closing.
Use this working estimate to see the assumptions behind the number. It separates cash due at closing from rebates or refunds that may be claimed later, so you have a clearer conversation with your lawyer and lender.
Build your closing estimate.
Follow the guided questions or switch to the advanced calculator to edit every assumption.
Guided estimate
Plain-language questions with a detailed calculation underneath.
Step 1 of 4
Property
- 1Property
- 2Buyer
- 3Closing costs
- 4Estimate
H|H
Hassan & Hassan LLP
July 2026 rate set
Resale purchase
Estimated closing costs
A plain-language summary prepared from the assumptions entered in the working view.
Estimated cash required to close
$178,956.50
- Amounts due at closing
- $778,956.50
- Less funds, deposits & credits
- −$600,000.00
Purchase price & deposits
$750,000.00
Land transfer taxes
$22,950.00
Legal fees & disbursements
$2,881.50
Title insurance
$1,125.00
Adjustments
$2,000.00
Mortgage funding
Credit $600,000.00
Funding plan
Mortgage funds at closing $600,000.00; derived down payment $150,000.00.
Purchase price
$750,000.00
Important
Estimate only — not legal or financial advice. Confirm eligibility, current rates, builder assignments, lender requirements, and the statement of adjustments with your lawyer and lender. Rates are current as of July 2026. Land transfer tax is based on the closing date. HST rebate eligibility is based on the agreement date.
Make the estimate specific
Your agreement and statement are the next source of truth.
Estimate only — not legal or financial advice. Confirm eligibility, current rates, builder assignments, lender requirements, and the statement of adjustments with your lawyer and lender. Land transfer tax is based on the closing date. HST rebate eligibility is based on the agreement date.