01Buying
Purchase closings
Legal review and closing support for Ontario home purchases, from the agreement through keys and registration.
Discuss the transaction →Hassan & Hassan LLP · Ontario real estate
Your closing, handled with precision and momentum.
From signed agreement to registered title, move through your purchase, sale, or refinance with a clear plan for the documents, money, deadlines, and decisions ahead.
The best closing is the one that feels prepared.
Know what is needed, when it is needed, and who is responsible for moving each part of the transaction forward.
Transactional real estate
One process. Different closing paths.
Each transaction has its own agreement, financing, title, and timing. Start with the service closest to your matter.
02Selling
Sale closings
A clear process for documents, mortgage payout, adjustments, funds, and the transfer of title on closing day.
Discuss the transaction →03Financing
Mortgage refinancing
Coordinate lender instructions, title requirements, existing debt payouts, and the registration of new financing.
Discuss the transaction →04Ownership
Title transfers
Careful guidance when changing registered ownership, including the documents, tax considerations, and lender requirements involved.
Discuss the transaction →05Business & investment
Commercial real estate
Transactional support for commercial purchases, sales, and refinances with attention to the deal, diligence, and closing conditions.
Discuss the transaction →From agreement to keys
A disciplined path to closing day.
Good closing work is quiet, coordinated, and completed before a deadline becomes a surprise.
- 1
Open the file
Confirm the agreement, parties, property, dates, lender, and the professionals involved.
- 2
Prepare the transaction
Complete searches, review title and instructions, coordinate documents, adjustments, and funds.
- 3
Close and report
Sign, exchange funds, register documents, release keys, and provide the final reporting package.
Plan the cash required
Estimate before the statement arrives.
Use the firm’s Ontario closing-cost calculator for an early view of land transfer tax, rebates, mortgage insurance, and the cash that may be required to complete a purchase.
Open the full calculator page →Build your closing estimate.
Follow the guided questions or switch to the advanced calculator to edit every assumption.
Guided estimate
Plain-language questions with a detailed calculation underneath.
Step 1 of 4
Property
- 1Property
- 2Buyer
- 3Closing costs
- 4Estimate
H|H
Hassan & Hassan LLP
July 2026 rate set
Resale purchase
Estimated closing costs
A plain-language summary prepared from the assumptions entered in the working view.
Estimated cash required to close
$178,956.50
- Amounts due at closing
- $778,956.50
- Less funds, deposits & credits
- −$600,000.00
Purchase price & deposits
$750,000.00
Land transfer taxes
$22,950.00
Legal fees & disbursements
$2,881.50
Title insurance
$1,125.00
Adjustments
$2,000.00
Mortgage funding
Credit $600,000.00
Funding plan
Mortgage funds at closing $600,000.00; derived down payment $150,000.00.
Purchase price
$750,000.00
Important
Estimate only — not legal or financial advice. Confirm eligibility, current rates, builder assignments, lender requirements, and the statement of adjustments with your lawyer and lender. Rates are current as of July 2026. Land transfer tax is based on the closing date. HST rebate eligibility is based on the agreement date.
Your real-estate lawyer
Nayab Hassan
Co-Founder & Partner · Hassan & Hassan LLP
Nayab helps clients move real-estate transactions from agreement to completion with clear communication, organized preparation, and attention to the practical details of closing.
Before you begin
A few common questions.
When should I contact a real-estate lawyer?
As early as practical—ideally before signing if you need legal advice on an agreement, and promptly after an agreement becomes firm so deadlines, title searches, lender instructions, and closing documents can be managed.
Is the closing-cost calculator a final quote?
No. It is an educational estimate based on the details entered. Your agreement, lender instructions, title information, tax status, adjustments, and final statement of account determine the actual amount required to close.
What should I have ready for the first conversation?
Keep the first contact general. The firm may later request your agreement, identification, lender or mortgage information, property details, and contact information for the other professionals involved.
Can the firm guarantee a closing date or cost?
No. Timing and cost can be affected by the agreement, the lender, title issues, third parties, government registrations, and other transaction-specific facts.
Ready for the next step
Bring the agreement. Leave with a closing plan.
Discuss your transactionGeneral information only; not legal advice. A conflict check and confirmation from the firm are required before a lawyer-client relationship begins.